My recent car accident settlement on behalf of a client for policy limits with a major insurer highlighted a few important things:
1) An injured person without a lawyer would have been low-balled or got nothing.
2) Even supposedly “simple” car accidents involve tricky issues of insurance coverage, procedure, lien resolution, and settlement release language which require an attorney.
3) You must carry sufficient underinsured coverage on your own auto insurance policy to protect yourself and your family members. It’s amazing how many people I know have never even bothered to look at the declarations page on their auto insurance! Check your insurance coverage and see what you have.